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It’s important to have savings so that one can be independent, subject to individual inclinations – and the occasional indulgence – rather than the mercy and charity of others.

Nevertheless, money will never be a good master, for the happiness that it can buy is often short-lived and transient.

Following the path the I’ve chosen, I’d probably be financially…less than comfortable for the whole of my life. But I hope I’d be super rich spiritually and emotionally.

  • Order Code: KVTNS0012GD
  • Length of Chain: Approximately 40.40 cm
  • Dimensions of Pendant: 2.80 cm x 1.12 cm
  • Price: SGD 6.00
  • See this model in silver.

Love this? Proceed to the Order Form for payment via Cash or Internet Bank Transfer. Alternatively, proceed to my Qoo10 page if you prefer to pay via Credit / Debit Card, PayPal, E-Nets, or Q-money.


Due to the relative inconsistencies of various display monitors, the colours you see on your screen may not be an exact reproduction of the actual product. I strive for colour accuracy as much as possible, but product photos are intended as a guide only, and colour variation between the screen images and the actual products is not improbable.